On November 30th, I sent in my final credit card payment and watched my balance flip to zero.
After five years and accruing over $25,000 in credit card debt, I was done. I am debt-free.
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I am no longer in debt, and you don’t have to be either (and if you aren’t, don’t let yourself get there!). Over the past ten months, even despite the pandemic, I was able to make my debt payoff happen—no scams, no gimmicks, no get-rich-quick schemes.
Just some hard work, discipline, and tough lesson-learning. Here’s how I did it, and how you can too. Let’s get to work!